literate:
(plural: ‘literates; “Illiterate” is the word opposite in meaning to ‘literate’; pronunciation: the letter ‘i’ rhymes with the letter ‘i’ in “ink” — for the right pronunciation of this word, please click here; .)

a young literate
a person who can read and write in his/her mother tongue/native language;
a person who has a lot of education and so knows a lot of things that most other people do not know;
a person who knows about ‘literature’ — poetry and stories written in the past by very wise people in a very high language,

literates — educated and qualified adults
Miss Betty is a literate and can read a shopping list and do some simple mathematics, but cannot understand poetry or Shakespeare’s novels.
A neo-literate is an adult who has taken a basic literacy programme and is willing to continue learning on their own; a ‘semi-literate’ is an adult who has very minimum formal education and who can write or sign his/her name and read simple notices or posters, and, of course, an educated person who has limited knowledge in a particular subject, especially in a science subject, and an ‘aliterate’, on the other hand, is a person who can read and write but shows little interest and wants to get the information from others.
Some computer literates are in the opinion that those who have no computer knowledge are all illiterates.
A nation with more literates in legislative bodies has a fair chance of developing in all fields, including finance.
